Summary of Insurance Cover for Groups Travelling in 2009:
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Summary of Insurance Cover for Groups Travelling in 2008:
Summary of Cover 2008
| Section of Cover | Limit of Liability | Sub-limit | Policy Excess |
|---|
| **Emergency Medical Expenses | - £1,000 (Home country)
- £2,000,000 (Elsewhere)
| Additional Expenses £10 per day (maximum £300) | £30 |
| Personal Possessions | £1,500 | - Single Article Limit: £250
- Valuables: £250
- Passport: £100
- Delayed Possessions: £100
| £30 |
| Money | - £500 (Adults), £200 (Under 18)
- *£500 (Money held by leaders)
- *£500 (Emergency Funds)
| | £30 |
| **Personal Accident | £25,000 | Under 16 years £5,000 in respect of Death | Nil |
| ++**Cancellation & Curtailment | Up to NST invoice amount | N/A | £30 |
| ++Personal Liability | £1,000,000 | N/A | £50 |
| ++Organiser’s Liability | *£5,000,000 | N/A | £50 |
| ++Legal Advice & Expenses | £25,000 | N/A | Nil |
Notes
++ Only these sections apply to the basic cover for tours within the United Kingdom.
* Applicable only to groups with participants in full time education.
** If you will be 75 years or over on the date of departure please refer to the section headed ‘Health & Age
Restrictions’ within the Policy Wording.
For full copy of the NST Group Travel Insurance Policy wording, please contact NST.
